Disclaimer and User Agreement for Integrated Wealth Management website
By entering this website, you agree to accept and be bound by the contents of this Disclaimer and User Agreement (“Agreement”). If you reject the Agreement, you should not continue into this website.

Introduction
The content in this website, including but not limited to commentaries, audio, video, images, and financial information, is provided by Integrated Wealth Management. The information in this website should not be interpreted as investment, legal, accounting, or tax advice and is not a substitute for personalized individual advice from Integrated Wealth Management or from any other investment professional. It is not an endorsement, recommendation, or sponsorship of any company or security. Any request a user makes for information through this website is unsolicited and is not investment advice from Integrated Wealth Management and does not form an investment advisory relationship between the user and Integrated Wealth Management. Integrated Wealth Management does not guarantee the profitability, suitability or potential value of any particular investment. Nothing in this website should be interpreted to imply that past results are an indication of future performance of investments or investment strategies.

Disclaimers
The reports we present to clients are based on data gathered from what we believe are reliable sources. It is not guaranteed as to accuracy, does not purport to be complete and is not intended to be used as a primary basis for investment decisions. It should also not be construed as advice meeting the particular investment needs of any investor or class of investor. The identification of specific funds and model portfolios is being made on the assumption that an investor would participate in that investment on a long-term basis (in excess of four years). With respect to any such identification, there can be no assurance that the fund or group of funds will in fact perform in the manner suggested by the investment profile provided with that fund or group.

Information contained in our reports may contain “forward looking statements” as defined under the Securities Act of 1933 and the Securities Exchange Act of 1934. Examples of these statements include but are not limited to words such as: believes, estimates, anticipates, seeks, and plans. These forward looking statements are subject to a number of uncertainties outside of our control that could cause actual results to differ from those we anticipate.

Rankings by third party rating services and various magazines should not be interpreted by users of this website that Integrated Wealth Management will achieve a certain level of results if we are engaged to provide investment advisory services.

Integrated Wealth Management is not responsible for the reliability or accuracy of the content of third-party websites mentioned in our website. Integrated Wealth Management is not liable for any infection by computer viruses resulting from your use of this website or hyperlinks included in our website.

Modification of Website
Integrated Wealth Management may change, add, or remove portions of this Agreement at any time without notice to you. Please check this Agreement for changes. You can access this Agreement through the link at the bottom of every page of the website. If you use this website after Integrated Wealth Management posts changes to this Agreement, you accept those changes.

Limits of Use
The content of this website is the property of Integrated Wealth Management and is protected by applicable copyright and trademark law. Unauthorized use of the information is prohibited.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

The information on this website is provided as information only and should not be considered investment, tax or legal advice or a recommendation to buy or sell any type of investments. Form ADV contains important information about the advisory services, fees, business, and background and the experience of advisory personnel. This form is publicly available and may be viewed at http://www.adviserinfo.sec.gov or by contacting John Wong at 866-888-6563 or john@iwmgmt.com. For additional important disclosures please visit our Disclosure Page here.